BEDROCK REALTY
44629 N Sierra Highway
Lancaster, CA 93534
661.945.3900 Office
661.220.9316 Mobile
661.793.7031 Fax
Email

How Much Can You Afford?

Are you interested in finding out how much home you can afford? Lenders often use a 28% housing ratio. This means that your projected housing costs (including mortgage payment, taxes, and insurance) should be no more than 28% of your gross monthly income. A lender using this ratio figures a family earning $2,500 a month can afford a monthly housing cost of $700. Use this calculator to estimate what mortgage you qualify for.
  Monthly Income
    Salary/Wages: $
    Other Income: $
  Monthly Housing Expenses
    Property Taxes $
    Home Insurance: $
  Other Monthly Expenses
    Auto Payments: $
    Credit Cards and Other Payments: $
  Loan Term & Interest Rate
    Loan Term: Yrs
    Interest Rate: %

Results
  You may qualify for a maximum monthly mortgage payment (P+I) of: $
  You may qualify for a maximum loan amount of: $

 
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